The auto insurance of Metlife may not be available in all the US states, for which its availability of operations should be checked online, before applying for it. There are coverage benefits, due to the sufficient amounts offered for all important coverage options of car insurance.
- The customers can claim minimum $15,000 for per person injured in an accident or $30,000 per accident done by the insured car, according to the Bodily Injury Liability coverage.
- This auto insurance company offers minimum amount of $5000 for Property Damage Liability coverage, for compensating the damage of the insured car due to an accident.
- The customers are offered minimum $15,000 per injured person or $30,000 per accident that is caused due to the negligence of an uninsured or underinsured driver, under Uninsured Motorist Bodily Injury coverage option.
- The Uninsured Motorist Property Damage coverage guarantees minimum $3,500 to the customers, in case of accident caused by an uninsured driver on the road.
The premiums of the auto insurance policies are available in much lower costs than many competitors of the market. So the affordability rating calculated by the credit rating agencies is more than average, indicating its satisfactorily affordable rates for the customers. The customer asking for Metlife car insurance quote should also consider all the discounts applicable to him.
- Handsome discounts are offered to the safe drivers, if no claim for any compensation is made during a whole year from a customer.
- When a customer applies for buying auto insurance from Metlife, he can expect a certain amount of discount on the premium, if he has an absolutely clean driving record with no single incident of any previous road accident.
- If the driver has undergone a special defensive driving course, he can apply for a specific discount on the calculated premium.
- The meritorious students are offered good discounts on the premiums of Metlife car insurance, thereby lowering their auto insurance costs.
According to the rating calculated by the major credit rating agencies, Metlife has satisfied most of its customers regarding the convenience of the set up of this auto insurance company, fastness of the claims procedures of their customers and the prompt customer services provided at 24 x 7 hours. As per the Metlife car insurance reviews posted in the website of this company, the customers are seen to be pleased due to the availability of several discount schemes and affordability of the premiums of the car insurance policies of this company.