Metlife

Car Insurance
Metropolitan Life Insurance Company is now famous with its shortened name Metlife Insurance. Metlife car insurance is now considered as a world famous auto insurance company that has offices in almost all the US states.
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Affordability Rating
4.3
out of 599 user reviews
Customer Service Rating
4.2
out of 599 user reviews
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Insurance Coverage

The auto insurance of Metlife may not be available in all the US states, for which its availability of operations should be checked online, before applying for it. There are coverage benefits, due to the sufficient amounts offered for all important coverage options of car insurance.

  • The customers can claim minimum $15,000 for per person injured in an accident or $30,000 per accident done by the insured car, according to the Bodily Injury Liability coverage.
  • This auto insurance company offers minimum amount of $5000 for Property Damage Liability coverage, for compensating the damage of the insured car due to an accident.
  • The customers are offered minimum $15,000 per injured person or $30,000 per accident that is caused due to the negligence of an uninsured or underinsured driver, under Uninsured Motorist Bodily Injury coverage option.
  • The Uninsured Motorist Property Damage coverage guarantees minimum $3,500 to the customers, in case of accident caused by an uninsured driver on the road.
Coverage Options
  • Comprehensive coverage provides compensation for the damages of the insured car that may be caused due to any road accident, theft, vandalism, fire or natural calamities.
  • Collision coverage is specifically meant for the damages caused to the insured car, when it accidentally collides with another car or other heavy objects, while driving to the destination.
  • Liability Protection coverage is meant for paying the compensation to all types of damages caused by the insured car, when the car owner or driver of that car is at fault for the accident.
  • Personal Injury Protection coverage offers all the medical expenses of the injured people at the hospitals and even funeral expenses of the people dead in the accident, caused by the insured car. This coverage is provided for the accident faced by the family members of the insured person riding their own car, as well as if they are hit by another vehicle.
  • Rental Car coverage is provided to the insured customer, if he is riding a rented car when faced with an accident and needs to compensate for the damages caused to that car.
  • When the age of the insured car is less than 12 months or it has run less than 15,000 miles yet, the customer can take New Car Replacement coverage, according to which the insured car will be totally replaced by the insurer, if damaged beyond repair.
  • Metlife provides a special offer for free replacement of certain vital parts of the insured car that is damaged in an accident, according to Special Parts Replacement coverage.
Affordability

The premiums of the auto insurance policies are available in much lower costs than many competitors of the market. So the affordability rating calculated by the credit rating agencies is more than average, indicating its satisfactorily affordable rates for the customers. The customer asking for Metlife car insurance quote should also consider all the discounts applicable to him.

  • Handsome discounts are offered to the safe drivers, if no claim for any compensation is made during a whole year from a customer.
  • When a customer applies for buying auto insurance from Metlife, he can expect a certain amount of discount on the premium, if he has an absolutely clean driving record with no single incident of any previous road accident.
  • If the driver has undergone a special defensive driving course, he can apply for a specific discount on the calculated premium.
  • The meritorious students are offered good discounts on the premiums of Metlife car insurance, thereby lowering their auto insurance costs.
Customer Satisfaction Rating
4.2
out of 599 user reviews

According to the rating calculated by the major credit rating agencies, Metlife has satisfied most of its customers regarding the convenience of the set up of this auto insurance company, fastness of the claims procedures of their customers and the prompt customer services provided at 24 x 7 hours. As per the Metlife car insurance reviews posted in the website of this company, the customers are seen to be pleased due to the availability of several discount schemes and affordability of the premiums of the car insurance policies of this company.

SURVEY REVIEW DATA
Ease of Setup
4
Premium Affordabillity
5
Discount Satisfaction
6
Customer service
7
Claims Process
8
Financial Stability Rating
4.3
out of 599 user reviews

This auto insurance company has been rated with 4 out of 5, by the credit rating agencies of the financial market. Being a subsidiary of successful Metropolitan Group, Metlife holds an asset of $474.9 billion, which is more than many other insurance companies of this country. So the stability of this company is beyond any doubt.

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CONTACT INFO
Website
https://www.metlife.com
General Phone Number
1-800-422-4272
Customer Service Phone
1-800-438-6381

Metropolitan Life Insurance Company,

New York,

NY 10166

Call to talk with an agent

1(844)206-3962

Open 9AM-9PM, M-F

Call us

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